These key pillars are enhanced by focused and competitive investment bank and asset management capabilities. Staying close to our clients, whether they are individuals, institutions or businesses, and providing financial advice and solutions to help them to achieve their goals is of the upmost importance to us.

We have a capital-generative and well-diversified business model with strong competitive positions in our target markets. Our business model; strong, risk-aware culture; superior client service; respected brand, with over 160 years of history; and capital prudence, have made it possible to consistently and sustainably both grow profits and deliver a high return on equity over the long term.

The acquisition of the Credit Suisse Group has further accelerated our growth strategy by providing our client franchises with additional scale, complementary capabilities and talent in line with our ambition to position UBS for sustainable, high-quality returns and long-term growth.